Lending and Borrowing on the Somnia Network.

Earn interest on your digital assets or use them as collateral to borrow. Tokos is the foundational financial protocol for Somnia's virtual economy.

How It Works

Supply & Earn

Deposit your digital assets into the Tokos protocol. You'll start earning variable interest immediately as other users borrow your assets. Your supplied liquidity helps power the entire Somnia ecosystem.

Borrow & Unlock Value

Use your supplied assets as collateral to borrow other digital assets. This allows you to access liquidity for new opportunities on Somnia without needing to sell your original holdings.

Building the Economy

of a Digital Society

The Vision — Somnia

What is Somnia?

"Somnia" is the Latin word for "dreams." The Somnia network is a protocol designed to be the foundation for a new generation of interconnected virtual worlds, a metaverse. It provides the infrastructure to build these dreams into reality.

The Engine — Tokos

What is Tokos?

"Tokos" (τόκος) is the ancient Greek word for "interest" or "yield." Our mission is to provide the transparent, open, and secure financial layer, starting with lending and borrowing —that allows the Somnia ecosystem to generate real economic value.

While Somnia builds the dream,

Tokos provides the interest.

We turn static assets into productive capital, creating the on-chain credit and yield opportunities necessary for a thriving virtual economy.

The Money Lego

Become a Part of the Somnia Economy.

Supply assets to start earning or borrow to unlock new opportunities.

TOKOS

The foundational lending protocol for the Somnia network.
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Tokos is a decentralized protocol. All use is at your own risk.